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Earnings transcript
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MBI
MBIA Inc.
$6.08
0.17
(2.88%)
| Exchange: | NYSE |
| Market Cap: | 309.679M |
| Shares Outstanding: | 59.072M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Insurance – Specialty | |||||
| CEO: | William Charles Fallon | |||||
| Full Time Employees: | 57 | |||||
| Address: |
| |||||
| Website: | https://www.mbia.com |
MBIA Inc. focuses on providing insurance services that guarantee financial obligations, predominantly within the public finance arena. The company operates through two main divisions: one dedicated to U.S. Public Finance Insurance, and another covering International and Structured Finance Insurance. For its U.S. operations, MBIA offers guarantees for municipal bonds, encompassing both tax-exempt and taxable debt. These instruments are issued by various U.S. governmental bodies and territories, as well as by entities such as public utilities, airports, healthcare providers, higher education institutions, student loan programs, and housing authorities. Furthermore, the company extends coverage to certain private sector obligations. In the international and structured finance sector, MBIA insures non-U.S. public finance instruments and global structured financial products, including asset-backed securities. This segment also provides coverage for sovereign and sub-sovereign bonds, alongside privately issued bonds that finance substantial infrastructure projects such as toll roads, bridges, airports, and public transportation networks. Additionally, MBIA offers reinsurance services to other parties. MBIA Inc. was founded in 1973 and maintains its principal office in Purchase, New York.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 7,000 | 42,000 | 80,000 |
| Gross Profit | -175,000 | -146,000 | 12,000 |
| EBITDA | -273,000 | -232,000 | 16,000 |
| Operating Income | -484,000 | -441,000 | -181,000 |
| Net Income | -487,000 | -444,000 | -177,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 2,606,000 | 2,168,000 | 2,013,000 |
| Total Liabilities | 4,253,000 | 4,244,000 | 4,243,000 |
| Total Stockholders Equity | -1,657,000 | -2,089,000 | -2,237,000 |
| Total Debt | 3,163,000 | 2,741,000 | 2,843,000 |
| Cash and Cash Equivalents | 107,000 | 87,000 | 69,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | -195,000 | -176,000 | 38,000 |
| Capital Expenditure | 0 | 0 | 0 |
| Free Cash Flow | -195,000 | -176,000 | 38,000 |
| Net Income | -484,000 | -441,000 | -177,000 |
| Net Change in Cash | 30,000 | -21,000 | -16,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2027 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 18,056.155 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 20,443.844 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 19,250 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | -10,598.938 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | -9,361.061 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | -9,979.999 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | -19,117.509 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | -15,931.175 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | -17,524.342 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 0 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | -0.360 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | -0.320 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | -0.390 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 1 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 1 | Full Access | Full Access | Full Access | Full Access |
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Current Key Metrics
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Intrinsic Value Calculator
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Common questions about MBI valuation
Is MBIA Inc. (MBI) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for MBIA Inc. (MBI) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is MBI a buy, hold, or sell for long-term investors?
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What is MBI’s P/E ratio?
You can see MBI’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for MBI?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is MBI a good long-term investment?
Whether MBI fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
MBI
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Daily snapshot
2.88
Trading Metrics:
| Open: | 5.94 | Previous Close: | 5.91 | |
| Day Low: | 5.94 | Day High: | 6.12 | |
| Year Low: | 4.11 | Year High: | 8.26 | |
| Price Avg 50: | 5.94 | Price Avg 200: | 6.73 | |
| Volume: | 207526 | Average Volume: | 333785 |
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