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Earnings transcript
Read the complete earnings call transcript.
MBI
MBIA Inc.
$4.41
0.02
(0.46%)
| Exchange: | NYSE |
| Market Cap: | 224.982M |
| Shares Outstanding: | 59.072M |
Delayed data
About The Company
| Sector: | Financial ServicesView sector performance | |||||
| Industry: | Insurance – SpecialtyView industry performance | |||||
| CEO: | William Charles Fallon | |||||
| Full Time Employees: | 57 | |||||
| Address: |
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| Website: | https://www.mbia.com |
MBIA Inc. focuses on providing insurance services that guarantee financial obligations, predominantly within the public finance arena. The company operates through two main divisions: one dedicated to U.S. Public Finance Insurance, and another covering International and Structured Finance Insurance. For its U.S. operations, MBIA offers guarantees for municipal bonds, encompassing both tax-exempt and taxable debt. These instruments are issued by various U.S. governmental bodies and territories, as well as by entities such as public utilities, airports, healthcare providers, higher education institutions, student loan programs, and housing authorities. Furthermore, the company extends coverage to certain private sector obligations. In the international and structured finance sector, MBIA insures non-U.S. public finance instruments and global structured financial products, including asset-backed securities. This segment also provides coverage for sovereign and sub-sovereign bonds, alongside privately issued bonds that finance substantial infrastructure projects such as toll roads, bridges, airports, and public transportation networks. Additionally, MBIA offers reinsurance services to other parties. MBIA Inc. was founded in 1973 and maintains its principal office in Purchase, New York.
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Revenue Segmentation
EPS
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Earnings Call
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Key takeaways
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 7,000 | 42,000 | 80,000 |
| Gross Profit | -175,000 | -146,000 | 12,000 |
| EBITDA | -273,000 | -232,000 | 16,000 |
| Operating Income | -484,000 | -441,000 | -181,000 |
| Net Income | -487,000 | -444,000 | -177,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 2,606,000 | 2,168,000 | 2,013,000 |
| Total Liabilities | 4,253,000 | 4,244,000 | 4,243,000 |
| Total Stockholders Equity | -1,657,000 | -2,089,000 | -2,237,000 |
| Total Debt | 3,163,000 | 2,741,000 | 2,843,000 |
| Cash and Cash Equivalents | 107,000 | 87,000 | 69,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | -195,000 | -176,000 | 38,000 |
| Capital Expenditure | 0 | 0 | 0 |
| Free Cash Flow | -195,000 | -176,000 | 38,000 |
| Net Income | -484,000 | -441,000 | -177,000 |
| Net Change in Cash | 30,000 | -21,000 | -16,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2028 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 14,490.013 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 19,709.986 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 17,100 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | -23,013.904 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | -15,387.597 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | -20,482.221 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | -23,031.683 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | -15,405.376 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | -20,500 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 0 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | -0.390 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | -0.310 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | -0.470 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 1 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 1 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MarketSnap estimates MBI intrinsic value between $9.02 – $9.02 per share. This depends on revenue growth, margins, and discount rate.
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Common questions about MBI valuation
Is MBIA Inc. (MBI) overvalued or undervalued right now?
MarketSnap estimates intrinsic value for MBIA Inc. (MBI) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is MBI a buy, hold, or sell for long-term investors?
MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether MBI trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is MBI’s P/E ratio?
You can see MBI’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for MBI?
MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is MBI a good long-term investment?
Whether MBI fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
MBI
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Daily snapshot
0.46
Trading Metrics:
| Open: | 4.4 | Previous Close: | 4.39 | |
| Day Low: | 4.36 | Day High: | 4.42 | |
| Year Low: | 4.19 | Year High: | 7.87 | |
| Price Avg 50: | 4.67 | Price Avg 200: | 5.81 | |
| Volume: | 188505 | Average Volume: | 419574 |
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