HNVR
Hanover Bancorp, Inc.
| Exchange: | NASDAQ |
| Market Cap: | 170.247M |
| Shares Outstanding: | 4.186M |
About The Company
| Sector: | Financial ServicesView sector performance | |||||
| Industry: | Banks – RegionalView industry performance | |||||
| CEO: | Michael Puorro | |||||
| Full Time Employees: | 194 | |||||
| Address: |
| |||||
| Website: | https://www.hanoverbank.com |
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Revenue Segmentation
Industry Peers
| TICKER | COMPANY | MKT CAP | P/E | FWD P/E | ROIC |
|---|---|---|---|---|---|
| HNVR | Hanover Bancorp, Inc. | 170.2M | 19.2 | 10.2 | 0.2% |
 MNSB | MainStreet Bancshares, Inc. | 170.5M | 12.1 | 10.6 | 5.6% |
 ECBK | ECB Bancorp, Inc. | 171.7M | 14.9 | — | -1.1% |
 EBMT | Eagle Bancorp Montana, Inc. | 167.0M | 10.0 | 10.3 | 0.4% |
 FNWD | Finward Bancorp | 181.6M | 18.0 | 15.9 | 0.5% |
 BVFL | BV Financial, Inc. | 183.6M | 14.0 | — | 1.3% |
EPS
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Earnings Call
No earnings call materials on file for this symbol yet.
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 113,891 | 148,361 | 143,322 |
| Gross Profit | 59,908 | 63,491 | 62,938 |
| EBITDA | 23,679 | 20,248 | 14,103 |
| Operating Income | 20,187 | 16,379 | 9,954 |
| Net Income | 15,164 | 12,346 | 7,488 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 2,149,535 | 2,312,110 | 2,383,096 |
| Total Liabilities | 1,963,628 | 2,115,472 | 2,182,830 |
| Total Stockholders Equity | 185,907 | 196,638 | 200,266 |
| Total Debt | 215,369 | 141,519 | 146,602 |
| Cash and Cash Equivalents | 192,110 | 162,857 | 0 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 16,401 | 5,899 | 0 |
| Capital Expenditure | -3,407 | -1,292 | 0 |
| Free Cash Flow | 12,994 | 4,607 | 0 |
| Net Income | 15,164 | 12,346 | 7,488 |
| Net Change in Cash | 42,677 | -14,350 | -162,857 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2028 | Research Access | Research Access | Research Access | Research Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 97,361.754 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (High) | 98,100.778 | Research Access | Research Access | Research Access | Research Access |
| Estimated Revenue (Avg) | 97,700 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Low) | 39,708.427 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (High) | 40,071.098 | Research Access | Research Access | Research Access | Research Access |
| Estimated Ebitda (Avg) | 39,889.762 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Low) | 27,913.878 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (High) | 28,189.643 | Research Access | Research Access | Research Access | Research Access |
| Estimated Net Income (Avg) | 28,051.761 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Low) | 22,748.399 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (High) | 22,921.070 | Research Access | Research Access | Research Access | Research Access |
| Estimated SGA Expense (Avg) | 22,827.429 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Avg) | 3.750 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (High) | 3.770 | Research Access | Research Access | Research Access | Research Access |
| Estimated EPS (Low) | 3.730 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated Revenue) | 1 | Research Access | Research Access | Research Access | Research Access |
| Number of Analysts (Estimated EPS) | 1 | Research Access | Research Access | Research Access | Research Access |
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Current Key Metrics
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At what price to buy it? -
Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MarketSnap estimates HNVR intrinsic value between $11.26 – $24.77 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
Common questions about HNVR valuation
Is Hanover Bancorp, Inc. (HNVR) overvalued or undervalued right now?
MarketSnap estimates intrinsic value for Hanover Bancorp, Inc. (HNVR) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is HNVR a buy, hold, or sell for long-term investors?
MarketSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether HNVR trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is HNVR’s P/E ratio?
You can see HNVR’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for HNVR?
MarketSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MarketSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is HNVR a good long-term investment?
Whether HNVR fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MarketSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.
Daily snapshot
Trading Metrics:
| Open: | 24.21 | Previous Close: | 24.18 | |
| Day Low: | 23.76 | Day High: | 24.52 | |
| Year Low: | 19.91 | Year High: | 27.94 | |
| Price Avg 50: | 26.45 | Price Avg 200: | 23.87 | |
| Volume: | 8301 | Average Volume: | 51044 |
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