MARKETSnap
  • Gainers &
    Losers
  • Most Active &
    More
  • 52-Week
    High/Low
  • P/E
    Ratios
    • Large Caps
    • Absolute
    • Total Market PE
  • Stocks
    Performance
    • Large Caps
    • Absolute
  • Industries
    Performance
    • Industry
    • Sector
  • Dividends
  • 📅 Calendar
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 🔧 Tools
    • 💰 Intrinsic Value Calculator
    • 📈 Compounding Calculator
    • 🤖 Stock Pick Screener
  • More
    • Investment Compounding Calculator
    • Commodities
    • Currencies
    • Economic Indicators
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
FINV stock logo

FINV

FinVolution Group

$4.87
0.02
 (0.41%)
Exchange:  NYSE
Market Cap:  1.21B
Shares Outstanding:  1.498B
Delayed data
Calculate FINV Intrinsic Value
5-year outlook →
Overview
Earnings
Financials
Valuation
Chart

About The Company

Sector:  Financial Services
Industry:  Financial – Credit Services
   
CEO:  Tiezheng Li
Full Time Employees:  3623
Address: 
Building G1
Shanghai
201203
CN
Website:  https://ir.finvgroup.com
FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user base of approximately 145.3 million registered individuals. Established in 2007, the company, originally known as PPDAI Group Inc., rebranded as FinVolution Group in November 2019. It maintains its headquarters in Shanghai, People’s Republic of China.

Click to read more…

Revenue Segmentation

MARKETSnap
MARKETSnap

Log in to continue

Log in to see the complete revenue and geographic breakdown.

Login — it's free

EPS

Historical EPS and analyst estimates in one chart. Log in for the full interactive view and links to detailed estimates.

Log in to continue

Log in for the full EPS chart and links to analyst estimates.

Login — it's free
View full analyst estimates

Earnings Call

Full text

Earnings transcript

Read the complete earnings call transcript.

AI summary

Key takeaways

Short, structured highlights from the call so you can focus on what matters.

2026/05/25 — Q1 quarter 2026

Log in to continue

Log in to read the full transcript and AI-generated earnings summaries.

Login — it's free
Income Statement
Balance Sheet
Cash Flow Statement
Analyst Estimates

Income Statement

Year202320242025
Revenue12,600,55913,065,82413,199,785
Gross Profit10,435,93010,363,97210,378,650
EBITDA2,452,9772,621,3793,016,947
Operating Income2,383,8872,535,1272,883,223
Net Income2,340,8352,383,1462,473,138

Log in to continue

Log in to see the income statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Balance Sheet

Year202320242025
Total Assets21,293,67323,607,12125,429,787
Total Liabilities7,422,7758,053,4468,575,074
Total Stockholders Equity13,748,78515,204,06416,560,640
Total Debt41,63434,3591,324,818
Cash and Cash Equivalents4,969,3194,672,7726,201,918

Log in to continue

Log in to see the balance sheet and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Cash Flow Statement

Year202320242025
Operating Cash Flow1,413,4232,893,1601,867,600
Capital Expenditure-538,0950-93,352
Free Cash Flow875,3282,893,1601,774,248
Net Income2,383,4852,383,1462,545,202
Net Change in Cash290,303-22,318-549,101

Log in to continue

Log in to see the cash flow statement and 10 historical years.

Login — it's free

(* All numbers are in thousands)

Analyst Estimates

Fiscal Year2028Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Low)12,783,262.227Full AccessFull AccessFull AccessFull Access
Estimated Revenue (High)14,289,474.326Full AccessFull AccessFull AccessFull Access
Estimated Revenue (Avg)13,607,334.399Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Low)2,898,539.099Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (High)3,240,064.961Full AccessFull AccessFull AccessFull Access
Estimated Ebitda (Avg)3,085,393.234Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Low)2,903,067.072Full AccessFull AccessFull AccessFull Access
Estimated Net Income (High)3,034,785.717Full AccessFull AccessFull AccessFull Access
Estimated Net Income (Avg)2,968,926.395Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Low)1,973,320.240Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (High)2,205,830.438Full AccessFull AccessFull AccessFull Access
Estimated SGA Expense (Avg)2,100,530.202Full AccessFull AccessFull AccessFull Access
Estimated EPS (Avg)11.190Full AccessFull AccessFull AccessFull Access
Estimated EPS (High)11.370Full AccessFull AccessFull AccessFull Access
Estimated EPS (Low)10.880Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated Revenue)3Full AccessFull AccessFull AccessFull Access
Number of Analysts (Estimated EPS)3Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in and subscribe to Full Access to see up to 5 years of analyst estimates.

Login — it's free

(* All numbers are in thousands)

Current Key Metrics

?Revenue
 (TTM)
: 
1.816B  ?P/S
 (TTM)
: 
0.63
?Net Income
 (TTM)
: 
331.139M  ?P/E
 (TTM)
: 
3.62
?Enterprise Value
 (TTM)
: 
3.13B  ?EV/FCF
 (TTM)
: 
2.25
?Dividend Yield
 (TTM)
: 
0.06  ?Payout Ratio
 (TTM)
: 
0
?ROE
 (TTM)
: 
0.05  ?ROIC
 (TTM)
: 
0.08
?Net Debt
 (TTM)
: 
-1303740795  ?Debt/Equity
 (TTM)
: 
0.08
?P/B
 (TTM)
: 
0.49  ?Current Ratio
 (TTM)
: 
63.35

Log in to continue

Log in to see all key valuation metrics and ratios for this symbol.

Login — it's free

Forward P/E Ratios

?

Forward P/E (Avg EPS estimate) — log in with Full Access for high/low estimates and the interactive table.

Forward P/E 1YFull AccessFull AccessFull AccessFull Access
3.97Full AccessFull AccessFull AccessFull Access

Log in to continue

Log in with Full Access for forward P/E high/low estimates and the full multi-year table.

Login — it's free

SWOT Analysis

🔒 You are currently logged out

Login

It's free

At what price to buy it? -
Intrinsic Value Calculator

This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.

[intrinsic_calculator]

Common questions about FINV valuation

Is FinVolution Group (FINV) overvalued or undervalued right now?

MARKETSnap estimates intrinsic value for FinVolution Group (FINV) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.

Is FINV a buy, hold, or sell for long-term investors?

MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether FINV trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.

What is FINV’s P/E ratio?

You can see FINV’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.

How is intrinsic value calculated for FINV?

MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.

Is FINV a good long-term investment?

Whether FINV fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.

FINV

1-day price chart preview. Log in for 1W through 5Y ranges and period tabs.

Daily snapshot

0.41
MARKETSnap

Trading Metrics:

Open: 4.91   Previous Close: 4.85
Day Low: 4.83   Day High: 5.01
Year Low: 4.35   Year High: 10.9
Price Avg 50: 4.97   Price Avg 200: 5.79
Volume: 533890   Average Volume: 1.29M

Log in to continue

Log in for multi-period charts (1W–5Y), period tabs, and the same layout as members.

Login — it's free
See in Nexus

Relevant news

FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to Speak
22-05-2026 02:20
FinVolution Launches 11th Global AI Competition: Teaching Voice AI When to Speak
PPDAI Group Q1 Earnings Call Highlights
25-05-2026 22:03
PPDAI Group Q1 Earnings Call Highlights
FinVolution Group Announces New Share Repurchase Program of Up to US$150 million
25-05-2026 18:05
FinVolution Group Announces New Share Repurchase Program of Up to US$150 million
FinVolution Group Reports First Quarter 2026 Unaudited Financial Results
25-05-2026 18:00
FinVolution Group Reports First Quarter 2026 Unaudited Financial Results
FinVolution Group to Report First Quarter 2026 Financial Results on Monday, May 25, 2026
19-05-2026 05:00
FinVolution Group to Report First Quarter 2026 Financial Results on Monday, May 25, 2026
FinVolution Group Files 2025 Annual Report on Form 20-F
29-04-2026 16:30
FinVolution Group Files 2025 Annual Report on Form 20-F

DISCLAIMER: The stock market data provided on this website is for informational purposes only and is not intended for trading purposes. While we strive to provide accurate and timely information, we cannot guarantee that the information is accurate at the moment it is received or that it will continue to be accurate in the future. We are not responsible for any actions taken based on the information provided on this website. Always consult with a licensed financial professional before making any investment decisions.
Terms of Service

Copyright © 2025 MarketSnap. All rights reserved.

Contact Us

Privacy Policy

Cookie Policy

Terms of Service

Hover Image
MARKETSnap

Market

🇺🇸 United States

Language

  • Gainers & Losers
  • Most Active & More
  • 52-Week High/Low
  • Dividends
    • Large Caps
    • Absolute
    • Total Market PE
    • Large Caps
    • Absolute
    • Industry
    • Sector
    • Earnings Calendar
    • Dividends Calendar
    • Economics Calendar
  • 💰 Stock intrinsic value Calculator
  • 📈 Investment Compounding Calculator
  • 🤖 Stock Pick Screener
  • 📋 Watchlist & Portfolio
    • Commodities
    • Currencies
      • Inflation
      • Consumer Sentiment
      • Recession Probability
      • Treasury Rates
      • GDP
  • Nexus
  • Login Login
  • Profile Profile
  • Watchlists Watchlists
  • My Valuations My Valuations
  • Settings Settings

Media

Watch Listen Read