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ACGL
Arch Capital Group Ltd.
$91.64
1.23
(1.35%)
| Exchange: | NASDAQ |
| Market Cap: | 32.016B |
| Shares Outstanding: | 150M |
Delayed data
About The Company
| Sector: | Financial Services | |||||
| Industry: | Insurance – Diversified | |||||
| CEO: | Nicolas Alain Emmanuel Papadopoulo | |||||
| Full Time Employees: | 7200 | |||||
| Address: |
| |||||
| Website: | https://www.archgroup.com |
Arch Capital Group Ltd. (ACGL), along with its various subsidiaries, operates internationally, delivering a comprehensive portfolio of insurance, reinsurance, and mortgage insurance products. The company’s Insurance division provides a wide array of policy options. These include core and supplementary casualty protections, adaptable loss-sensitive casualty programs, and financial safeguards like collateral protection, debt cancellation, and service contract reimbursement products. It also underwrites professional and corporate liability policies such as directors’ and officers’, errors and omissions, employment practices, fiduciary liability, crime, professional indemnity, and other financial-related coverages. Offerings further extend to medical professional and general liability, workers’ compensation, and umbrella liability, alongside commercial automobile and inland marine products. Additionally, this segment furnishes property, energy, marine, aviation, and travel insurance, as well as accident, disability, and medical plan coverages. Specialized solutions like captive insurance programs, employer’s liability, and both contract and commercial surety bonds are also available. The distribution of these insurance products primarily occurs through a network of licensed independent retail and wholesale brokers. ACGL’s Reinsurance segment acts as an insurer for other insurance companies, shielding them from diverse liabilities. Its portfolio encompasses casualty reinsurance for third-party liability and workers’ compensation risks, alongside marine and aviation. It also covers surety, accident and health, severe workers’ compensation events, agriculture, trade credit, and political risks. A crucial offering is protection against significant catastrophic losses impacting both personal and commercial property lines. Other services involve life reinsurance, casualty clash coverage, and comprehensive risk management solutions. These sophisticated reinsurance products are distributed via specialized brokers. The company’s Mortgage division concentrates on providing both direct mortgage insurance and reinsurance for mortgage-related risks. Established in 1995, Arch Capital Group Ltd. maintains its headquarters in Pembroke, Bermuda.
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Revenue Segmentation
EPS
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Earnings Call
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Login — it's freeIncome Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 13,294,000 | 17,440,000 | 19,929,000 |
| Gross Profit | 4,736,000 | 6,447,000 | 7,406,000 |
| EBITDA | 3,613,000 | 4,850,000 | 5,352,000 |
| Operating Income | 3,107,000 | 4,474,000 | 4,979,000 |
| Net Income | 4,443,000 | 4,312,000 | 4,399,000 |
(* All numbers are in thousands)
Balance Sheet
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Total Assets | 58,906,000 | 70,906,000 | 67,056,000 |
| Total Liabilities | 40,551,000 | 50,086,000 | 42,850,000 |
| Total Stockholders Equity | 18,353,000 | 20,820,000 | 24,206,000 |
| Total Debt | 2,726,000 | 2,728,000 | 2,729,000 |
| Cash and Cash Equivalents | 917,000 | 979,000 | 993,000 |
(* All numbers are in thousands)
Cash Flow Statement
| Year | 2023 | 2024 | 2025 |
|---|---|---|---|
| Operating Cash Flow | 5,749,000 | 6,673,000 | 6,172,000 |
| Capital Expenditure | -52,000 | -51,000 | -44,000 |
| Free Cash Flow | 5,697,000 | 6,622,000 | 6,128,000 |
| Net Income | 4,443,000 | 4,312,000 | 4,399,000 |
| Net Change in Cash | 225,000 | 262,000 | 307,000 |
(* All numbers are in thousands)
Analyst Estimates
| Fiscal Year | 2028 | Full Access | Full Access | Full Access | Full Access |
|---|---|---|---|---|---|
| Estimated Revenue (Low) | 17,885,452.343 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (High) | 19,307,823.689 | Full Access | Full Access | Full Access | Full Access |
| Estimated Revenue (Avg) | 18,596,638.016 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Low) | 4,497,730.258 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (High) | 4,855,419.990 | Full Access | Full Access | Full Access | Full Access |
| Estimated Ebitda (Avg) | 4,676,575.124 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Low) | 3,737,982.689 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (High) | 4,535,168.013 | Full Access | Full Access | Full Access | Full Access |
| Estimated Net Income (Avg) | 4,136,575.351 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Low) | 436,841.773 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (High) | 471,582.366 | Full Access | Full Access | Full Access | Full Access |
| Estimated SGA Expense (Avg) | 454,212.070 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Avg) | 10.700 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (High) | 12.060 | Full Access | Full Access | Full Access | Full Access |
| Estimated EPS (Low) | 9.940 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated Revenue) | 3 | Full Access | Full Access | Full Access | Full Access |
| Number of Analysts (Estimated EPS) | 3 | Full Access | Full Access | Full Access | Full Access |
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Current Key Metrics
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Intrinsic Value Calculator
Based on current fundamentals and analyst forecasts, MARKETSnap estimates ACGL intrinsic value between $161.85 – $255.21 per share. This depends on revenue growth, margins, and discount rate.
This is an automatic estimate. The most reliable way to know fair value for your own assumptions is to run the calculator below.
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Common questions about ACGL valuation
Is Arch Capital Group Ltd. (ACGL) overvalued or undervalued right now?
MARKETSnap estimates intrinsic value for Arch Capital Group Ltd. (ACGL) using its proprietary valuation methodology, which incorporates discounted cash flow (DCF) analysis together with long-term earnings and fundamentals assumptions. By comparing intrinsic value to the current market price, long-term investors can see whether the stock screens as potentially overvalued, fairly valued, or undervalued today.
Is ACGL a buy, hold, or sell for long-term investors?
MARKETSnap does not give one-word “buy” or “sell” calls. Instead, it shows whether ACGL trades at a premium or discount to its estimated intrinsic value, how sensitive that value is to growth and margin assumptions, and how the stock fits into a diversified, long-term portfolio so investors can make their own buy, hold, or sell decision.
What is ACGL’s P/E ratio?
You can see ACGL’s trailing P/E (TTM) and forward P/E estimates in the Current Key Metrics and Forward P/E Ratios sections above. The P/E ratio compares the current share price to earnings per share and helps investors gauge valuation relative to earnings.
How is intrinsic value calculated for ACGL?
MARKETSnap uses its own valuation framework—not a generic spreadsheet DCF alone. Future cash flows and earnings are projected, discounted, and combined with MARKETSnap’s methodology so intrinsic value reflects fundamentals and long-term assumptions. You can run your own inputs and see the result using the Intrinsic Value Calculator above.
Is ACGL a good long-term investment?
Whether ACGL fits a long-term portfolio depends on your assumptions about growth, margins, and risk. MARKETSnap provides the metrics, intrinsic value calculator, and SWOT context so you can form your own view rather than rely on a single buy/sell rating.
ACGL
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Daily snapshot
1.35
Trading Metrics:
| Open: | 91.29 | Previous Close: | 90.41 | |
| Day Low: | 90.38 | Day High: | 92.24 | |
| Year Low: | 82.45 | Year High: | 103.39 | |
| Price Avg 50: | 94.66 | Price Avg 200: | 93.41 | |
| Volume: | 697387 | Average Volume: | 2.203M |
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